Innovation Engine — insight

Subscription Creep Sentinel

June 05, 2026

Scans Ethan's already-logged financial emails for recurring merchant charges, fingerprints each as merchant+amount, and flags anything NEW or any month-over-month price increase — the silent subscription renewals and stealth price hikes nobody notices until the statement. It turns the passive financial-email log into an active money-leak alarm, surfacing only deltas so a quiet month stays quiet.

log-financial-emailsgws Gmailsend-formatted-emailnotify-focus

Create ~/bin/subscription-creep-sentinel (Python, <100 lines). Read the existing financial-email data produced by log-financial-emails (or query gws Gmail directly: `env GOOGLE_WORKSPACE_CLI_CONFIG_DIR=/home/ethan/.config/gws /home/ethan/.npm-global/bin/gmail users messages list --params '{"userId":"me","q":"subscription OR \"your receipt\" OR \"payment received\" newer_than:35d"}'`). Extract (merchant, amount) pairs via regex, build fingerprints, diff against a stored baseline at ~/.local/state/subscription-creep/baseline.json. On a NEW recurring merchant or an amount higher than last seen, fire `notify-focus` and an HTML digest via `send-formatted-email admin admin@braceyourself.solutions "Subscription creep: N changes" ` (bounded-email enforced). Update the baseline, then install a monthly crontab line via the safe-append pattern. Add a sibling subscription-creep-sentinel.test.sh asserting it flags a seeded price increase and stays silent on unchanged charges.

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insight